$19,900
OWNER FINANCING, NO CREDIT NEEDED!! $3K DOWN PAYMENT, $494.03 A MONTH FOR 36 MONTHS AT 7% INTEREST! This mobile home single family resident lot offers flexibility for a mobile home, manufactured home, or site-built single-family residence. Sun 'N Lakes features 2 championship 18-hole golf course, a restaurant, clubhouse, gym, playground, community pool, splash pad, fitness center, pickleball, and tennis courts. Conveniently located in Sebring, just 1.5 hours from Disney, Tampa, and Anna Maria Island beaches, and close to Advent Health and Sun 'N Lake Elementary.
Estimated monthly loan payment based on this listing's price. Adjust the down payment, rate and term to match your own terms.
6.76% — Freddie Mac PMMS (FRED) current mortgage rates, 30-year fixed, conforming. Priced September 10, 2026.
Foreign buyers are typically asked for 30–40% down, at rates 1–2 points above what US citizens pay. The rate above is the US-citizen product — enter your own rate if you know your terms.
Principal and interest only; property tax, insurance and HOA dues are NOT included. This is not a binding offer.
Investment Real Estate
Listing data provided by the Southeast Florida MLS (MIAMI REALTORS®) IDX feed. Copyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited.
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