$135,000

1021 3rd St #305, Miami, FL 33128

Bedrooms
2
Baths
1
Living area
615 ft²
Price per ft²
$220 / ft²
Type
Condo
Year built
1930
HOA
$270 / mo HOA
On market
5 days on market
MLS #
A12099808

CASH ONLY – AS-IS SALE – Showing by Appointment Only (24-Hour Notice Required) Spacious 2 Bedroom, 1 Bathroom Corner Unit on the 3rd Floor. Street-facing corner unit with great potential in a high-demand area. Low HOA fees. Flexible rental options with minimum six-months or year lease. Just 5 minutes from Brickell, Downtown Miami, the Miami River, and major shopping centers. Fantastic investment opportunity!! currently generating $1,450/month till June 30, 2027, offering immediate cash flow. Building is in the process to pass 40-year recertification. Cash buyers looking for a ready-made income stream and potential for future growth.

The MiamiLi Read

The lines below are derived automatically from this listing’s own data and the area’s recorded deed transfers. They are not a personal opinion or investment advice.

  • Price per square footThe asking price per ft² on this listing is $220. The median for recorded sales in the same ZIP codes is $838/ft² — putting it 74% below the median.
  • Position in the area’s price distributionThe asking price is $135,000; the median of recorded sales in the area is $525,000 (1,796 sales). On raw price that is 74% below the median — this line does NOT adjust for property type or size.
  • HOA fee as a share of priceAn HOA fee of $270 per month comes to $3,240 a year — 2.4% of the asking price. That amount is deducted from rental yield.

How to read this comparison: the figure on the left is an asking price, while the one on the right is a closed sale median — the two are not the same thing, and the room to negotiate sits inside that gap. The median covers every property type and size in those ZIP codes; it carries no adjustment for a single listing’s floor, view, age or finishes. This box is not an appraisal.

Scope: ZIP codes 33128, 33131, 33132 · arm’s-length sales recorded by the Miami-Dade County Property Appraiser.

Monthly mortgage payment

Estimated monthly loan payment based on this listing's price. Adjust the down payment, rate and term to match your own terms.

30%$40,500
Term

7.28% — Freddie Mac PMMS (FRED) current mortgage rates, 30-year fixed, conforming. Priced October 1, 2026.

Estimated monthly payment$647
Loan amount
$94,500
Total interest over the term
$138,269
Total repaid
$232,769

Principal and interest only; property tax, insurance and HOA dues are NOT included. This is not a binding offer.

Xcellence

Listing data provided by the Southeast Florida MLS (MIAMI REALTORS®) IDX feed. Copyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited.

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